Mortgage Blog

New mortgage Regulations

New mortgage Regulations

October 16, 2016 | Posted by: Sharon Patton

Finance Minister Bill Morneau announced new mortgage rules that include more stringent 'stress testing' for borrowers who take out insured mortgages. Effective October 17th, 2016 all insured mortgage ...

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4 Hidden Problems That Could Be Hurting Your Home Sale

4 Hidden Problems That Could Be Hurting Your Home Sale

March 21, 2016 | Posted by: Sharon Patton

One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your h ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

January 6, 2016 | Posted by: Sharon Patton

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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4 Homebuyer Tips To Make House Hunting More Efficient

4 Homebuyer Tips To Make House Hunting More Efficient

November 16, 2015 | Posted by: Sharon Patton

Going house hunting can be fun and exciting at first, but the more houses you look at, the more frustrating you might become -- especially if you just can't seem to find the perfect home. No one ...

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The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

October 26, 2015 | Posted by: Sharon Patton

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

September 9, 2015 | Posted by: Sharon Patton

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

August 26, 2015 | Posted by: Sharon Patton

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

July 8, 2015 | Posted by: Sharon Patton

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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4 Strategies That Can Help You Get PreApproved

4 Strategies That Can Help You Get PreApproved

April 8, 2015 | Posted by: Sharon Patton

So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ...

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5 Things That May Not Be Included In Your Home Purchase

5 Things That May Not Be Included In Your Home Purchase

April 8, 2015 | Posted by: Sharon Patton

When you find the house you love and want to purchase, if there is something you want included in the purchase, tell your agent. Be prepared to pay an additional amount for anything the seller did not ...

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