Mortgage Blog
Category: Mortgage Tips & Advice (32 posts)
Mortgages Don't Have To Be Scary
September 23, 2024 | Posted by: Sharon Patton
Welcome to the Spooktacular World of Mortgages! As the leaves turn orange and the nights grow longer, the haunting season of Halloween creeps in, bringing with it tales of financial frights a ...
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Why You Should Work With Us For Your Financing Needs
September 23, 2024 | Posted by: Sharon Patton
Why You Should Work With Us For Your Financing Needs For many Canadians, mortgage payments are their single biggest expense. Yet most don't regularly re-evaluate their financial goals to ensure that ...
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More Than Just A Rate
August 30, 2024 | Posted by: Sharon Patton
Is your mortgage one of the 315 billion dollars in mortgages that are due for renewal in 2025? Your Mortgage is More than Just Rate! There are so many other factors to consider when it c ...
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Making a Move This Summer
June 11, 2024 | Posted by: Sharon Patton
Are you looking to buy your first home? Are you looking to sell and move into a bigger home? Are you looking to relocate to another province? Are you looking to purchase a second ...
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Refinancing Your Home
April 19, 2024 | Posted by: Sharon Patton
Let's take a look at this below at the why, when, and how refinancing your home works. The reasons behind refinancing are as varied as homeowners themselves. Here are the top 5 re ...
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The Power of a Pre-Approval
March 25, 2024 | Posted by: Sharon Patton
While getting a quick qualifier on a website or app, can give you a ballpark estimate of what you can afford, a pre-approval is where the real magic happens. Mortgage pre-approval means that we ...
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Purchasing a Home in a High Interest Rate Environment
January 31, 2024 | Posted by: Sharon Patton
We often associate optimal home buying conditions with low-interest rate environments. There are notable advantages to consider when contemplating a home purchase in a high-interest rate market ...
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How to Make Your Holiday Bills Disappear
January 18, 2024 | Posted by: Sharon Patton
Many Canadians have their highest debt load in January.You could save thousands of dollars in interest by creating a plan to pay down your debt! Consolidate and restructure your debt into your mo ...
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Refinancing in a High Interest Rate Environment
November 28, 2023 | Posted by: Sharon Patton
Are you looking for ways to reduce your monthly mortgage payments? Are you worried about high interest rates? Are you looking for a way to increase your cash flow? Are you looking ...
read moreMulti-Generational Homes
September 6, 2023 | Posted by: Sharon Patton
What is a multi-generational home? It is a living arrangement where multiple generations of a family, such as grandparents, parents, and children, live together in the same household. ...
read moreSharpen Your Pencils - Back to School For Your Finances
September 1, 2023 | Posted by: Sharon Patton
It’s September and as green turns to gold, we return refreshed to the rhythm of our daily routines. Autumn is the perfect time to “get back to business” with a fresh look at your fin ...
read morePurchasing A Home with an Income Suite
August 4, 2023 | Posted by: Sharon Patton
In this high-rate environment it may seem like your dreams of homeownership are just that a dream. What if we told you that there could be a solution for you to consider? You may want to c ...
read moreBucket List - Getting Your Financial House in Order
May 25, 2023 | Posted by: Sharon Patton
Bucket List – Getting Your Financial House in Order What's on your bucket list? Your bucket list includes all the goals you may want to achieve and the life experiences and dreams ...
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Vacation Property
May 25, 2023 | Posted by: Sharon Patton
Are You Thinking About Buying a Vacation Property? Choosing to own a vacation property or second property can offer you many exceptional advantages, but are you ready for the commitment? ...
read moreWondering How to Pay For Home Renovations?
April 23, 2023 | Posted by: Sharon Patton
Wondering How to Pay for Your Home Renovation? Are you contemplating hardwood floors, a new kitchen, or energy-efficient solutions for your existing or new home? Are you wondering how to pay for this ...
read moreIncreased Expenses and Decreasing Cashflow - We Have Solutions
March 31, 2023 | Posted by: Sharon Patton
Have you noticed with inflation that your monthly expenses have increased and your cashflow has decreased? We have solutions. Let's explore these below. Mortgage Renewal Is you ...
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Refinancing - Let's Look at Your Options
January 9, 2023 | Posted by: Sharon Patton
Refinancing – Let’s Look at your Options For many Canadians, their home is their biggest investment. Home equity can build nicely by principal reduction through pa ...
read moreGiving the Gift of Peace of Mind
December 1, 2022 | Posted by: Sharon Patton
Giving the gift of Peace of Mind In these uncertain financial times, we would like to give you the gift of peace of mind. Let's unwrap come solutions below that make work for you! Reverse ...
read moreSecond Mortgages
November 28, 2022 | Posted by: Sharon Patton
Second Mortgages One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovati ...
read moreDebt - The Good, The Bad, and The Reality.
October 24, 2022 | Posted by: Sharon Patton
Debt - The Good, the Bad and The Reality. By knowing the difference between good and bad debt, you can better manage, and reduce, your debt. When struggling to repay debts - credit card bills ...
read more10 Ways to Plug Money Leaks
October 21, 2022 | Posted by: Sharon Patton
10 Ways to Plug Money Leaks It can sometimes be hard to keep track of your finances. Now more than ever we need to be on top of where our money is going. To avoid having no money left at ...
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Getting Your Home in 5 Easy Steps
October 4, 2022 | Posted by: Sharon Patton
Getting Your Home in 5 Easy Steps Whether you’re a first-time home buyer, looking to move into a bigger home or downsize, or even considering a rental or vacation property, the home-buyin ...
read moreLet's Build a Strategy - Inflation, Rates, and the Housing Market
September 27, 2022 | Posted by: Sharon Patton
Let’s Build a Strategy – Inflation, Rates, and the Housing Market Inflation is still high, we have seen another rate increase and the housing market is changing. All of this ...
read morePlanning for the Unexpected
September 8, 2022 | Posted by: Sharon Patton
Planning For the Unexpected Did you know that the cost to raise a child in Canada from birth to 18 years old is about $270,000? This works out to roughly $10,000 - $15,000 per year. ...
read moreWhy Should I Get Pre-approved?
August 22, 2022 | Posted by: Sharon Patton
Why Should I Get Pre-Approved? Before you fall in love with a property make sure it's within your financial reach. Getting pre-approved gives you a clear picture of your buying power. Le ...
read moreThe Importance of a Budget
August 8, 2022 | Posted by: Sharon Patton
The Importance of a Budget According to a survey by Manulife Bank, 47% of Canadians don't have a budget. It is more important now than ever to have a household budget. With gas and fuel costs r ...
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We Offer Solutions!!
July 19, 2022 | Posted by: Sharon Patton
We Offer Solutions With inflation at a 40-year high, interest rates increasing, rising fuel costs, and talks of a recession coming, it is easy to feel overwhelmed and worried about your finan ...
read moreAfter The Rate Hike.....What's Next???
June 5, 2022 | Posted by: Sharon Patton
After the Rate Hike…….What’s Next? Variable-rate mortgages and lines of credit will see higher rates and modest payment increases. Fixed-rate mortgages - which are based o ...
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Thinking Investment Property - It's a Great Idea!
May 24, 2022 | Posted by: Sharon Patton
Investment Property – It’s a Great Idea!!! Have you been thinking of purchasing an investment property? In our current economic environment, we have seen a rise in the market values ...
read moreShopping For a Greener Home
April 17, 2022 | Posted by: Sharon Patton
Shopping for a Greener Home It is undeniable that today’s home buyers want greener homes. Here are 10 features to consider when you are looking for your greener home option. Lo ...
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4 Strategies That Can Help You Get PreApproved
April 8, 2015 | Posted by: Sharon Patton
So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ...
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5 easy ways to be mortgage free sooner!
February 23, 2015 | Posted by: Sharon Patton
We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up money for RRSPs and other investments, and changing l ...
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